The Daily Dose

Facebook secured a patent on Tuesday that could help filter spam emails and offensive content, improve searches and allow lenders use your social habits to determine a credit approval. The patent explains that if you apply for a loan, your lender could potentially check out the credit rating of your Facebook friends. The average credit rating of your friends collectively needs to be at least a minimum credit score for your loan to be approved. I find this idea terrifying. I have absolutely no idea about the credit history of my friends and I don’t think they should be subjected…

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