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Alongside Monday’s release of iOS 8.1, Apple activated its new Apple Pay service for in-app and retail payments. We tried it out to see if it lives up to the hype. Mobile payments haven’t quite taken off yet. I’m sure more than a few of you have taken to using Google Wallet and other similar services for NFC purchases, but these are still the exception, rather than the rule. Apple is taking its entry into payments very seriously, working with hundreds of banks and major brands for the launch. To get started, you’ll need iOS 8.1 installed on an iPhone 6 or…

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