When was the last time you used a digital device to, in some way, confirm your identity? If you’re like most consumers, it was probably today, when you logged into your email account, or tried to check the balance of your checking account. You might have even done it when you used a thumbprint to unlock your phone. We’ve grown so accustomed to the process of using digital methods to confirm our identities that we barely give it much thought, but we’re currently embroiled in a pivotal crossroads of identity confirmation—and how it plays out will have a significant impact…

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