TNW’s Apps of the Year: Ledge takes the awkward out of borrowing money
In our Apps of the Year series, The Next Web team shares personal recommendations for our favorite apps of 2015. There seem to be a million and one crowdfunding platforms nowadays, and it gets ever harder to tell the differences among them. That said, one new platform for personal crowdfunding stood out for me this year is Ledge. Ledge’s advantage is that borrowers are expected to eventually pay backers back, making it a sort of crowdfunded loan system. Moreover, the app makes it really easy for them to do so. The key is tight integration with Venmo. The borrower sets a repayment start date and length while creating…
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